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It is extremely important that you connect with a qualified lender. We will recommend lenders who have earned our trust and with whom we’ve had good experiences in the past.
In addition, we strongly recommend that you use a local lender, especially if you’re investing in a condo or town home. Lenders not only have to qualify the buyer but also the property. Out of town lenders often have a difficult time qualifying our mountain properties. Local lenders, with their many years of experience are able to accomplish this in an efficient and timely manner.
We don’t say this to help them, but to help you save time, energy and most importantly stress. The lender will review your financial position to determine the price most suitable for you and your comfort level.
Take the pre-qualification just one step further and obtain a full loan approval. This is the best approach!